Free. Instant. No signup. Pulls recalls and complaints for your exact vehicle.

Couldn't find that VIN. Check the digits and try again.

2020 gmc Terrain vs 2020 hyundai Santa Fe

Reliability comparison based on NHTSA recall and complaint records.

Synced 2026-04-29 Source: NHTSA public records Reviewed by ASE-certified contributors
Quick verdict
2020 GMC Terrain and 2020 Hyundai Santa Fe are nearly tied on reliability data

2020 gmc Terrain

3.8/5
Reliability score
169 complaints
0 recalls (0 critical)
$9,750 repair exposure
vs

2020 hyundai Santa Fe

3.8/5
Reliability score
178 complaints
0 recalls (0 critical)
$11,700 repair exposure

Stories from the shop

Look, these two are running close enough that you'd be fine either way. Reliability scores are within rounding distance (3.8 for the 2020 gmc Terrain, 3.8 for the 2020 hyundai Santa Fe), and they've each got their own laundry list of weak spots. There's no clean winner here on the data alone.

If you're leaning 2020 gmc Terrain, know what you're getting into on brakes and powertrain. Those categories have noticeably more complaints than what the 2020 hyundai Santa Fe sees, and they're not cheap items when they go.

Going with the 2020 hyundai Santa Fe? Watch the engine and visibility. The 2020 gmc Terrain has fewer reports in those categories, so you'd be trading one set of weak spots for another.

On the dollars-and-cents side, total repair exposure across the top problem areas runs 1.2x higher on the 2020 hyundai Santa Fe. That's the number to keep in mind when you're pricing the deal — a $2,000 difference in purchase price disappears the first time you're staring at a transmission rebuild.

Bottom line: pick based on use case more than the spec sheet. If you tow heavy and don't want to think about it, that's one calculation. If you're a daily driver and want the cheapest path forward, that's another. Both of these will get you down the road. We're just telling you where each one is most likely to break.

— ProblemsByVin editorial team, drawing on the NHTSA data and shop experience.

Side-by-side by problem area

Category
2020 gmc Terrain
2020 hyundai Santa Fe
engine
17 reports
moderate · ~$3,100
46 reports
moderate · ~$3,100
brakes
47 reports
severe · ~$450
5 reports
severe · ~$450
powertrain
23 reports
moderate · ~$2,500
19 reports
moderate · ~$2,500
electrical
19 reports
moderate · ~$850
21 reports
severe · ~$850
visibility
3 reports
severe · ~$350
13 reports
moderate · ~$350
cruise control
9 reports
severe · ~$600
No reports
steering
3 reports
moderate · ~$700
5 reports
moderate · ~$700
body
No reports
6 reports
moderate · ~$1,500
fuel system
5 reports
moderate · ~$1,200
No reports
airbags
No reports
4 reports
severe · ~$1,100

Common questions

Which is more reliable, the 2020 GMC Terrain or the 2020 Hyundai Santa Fe?

It's close to a tie. Both vehicles score within 0.2 points on our reliability index (3.8 vs 3.8). At this margin, either choice is defensible — base your decision on the specific failure modes that matter to you.

What goes wrong more often on the 2020 GMC Terrain?

Compared to the 2020 Hyundai Santa Fe, the 2020 GMC Terrain sees more reported issues in brakes and powertrain. That doesn't mean it's a bad truck — it means those are the categories worth budgeting for if you go that direction.

What goes wrong more often on the 2020 Hyundai Santa Fe?

Compared to the 2020 GMC Terrain, the 2020 Hyundai Santa Fe has more complaints in engine and visibility. Whether that's a deal-breaker depends on the cost and severity — see the comparison table above for repair cost ranges.

Which has more recalls?

Both vehicles have 0 active recalls. Total recall count alone isn't a great signal — what matters is severity. See the recall counts by severity in the comparison table.

Is an extended warranty worth it on either of these?

Both vehicles are out of factory bumper-to-bumper coverage at this point. Combined repair exposure across the top problem categories runs around $11,700 on the higher-risk vehicle. A quality service contract typically costs $1,800–3,500 over 3 years, so a single major failure usually pays for the contract. The math favors warranty coverage on whichever vehicle you choose, especially if you plan to keep it past 100,000 miles.

Related comparisons

Reliability scores, complaint counts, and severity ratings derived from the NHTSA public records database. "Repair exposure" is the sum of average independent-shop repair costs across each vehicle's tracked problem categories and is intended as a relative comparison, not an exact prediction. Editorial commentary auto-generated from the data and reviewed by ASE-certified contributors. Some links on this page are affiliate links.
Get a free warranty quote →