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2021 hyundai Santa Fe vs 2021 toyota Camry

Reliability comparison based on NHTSA recall and complaint records.

Synced 2026-04-29 Source: NHTSA public records Reviewed by ASE-certified contributors
Quick verdict
The 2021 Toyota Camry edges ahead — narrowly

2021 hyundai Santa Fe

3.5/5
Reliability score
154 complaints
3 recalls (0 critical)
$8,350 repair exposure
vs
More reliable

2021 toyota Camry

3.8/5
Reliability score
148 complaints
0 recalls (0 critical)
$10,550 repair exposure

Stories from the shop

The 2021 toyota Camry edges this one, but it's tight. We're talking 3.8 versus 3.5 on the reliability index. Close enough that the right answer for you might be the other truck — depends what you're using it for and what you can afford to fix when something does go.

If you're leaning 2021 hyundai Santa Fe, know what you're getting into on powertrain and electrical. Those categories have noticeably more complaints than what the 2021 toyota Camry sees, and they're not cheap items when they go.

Going with the 2021 toyota Camry? Watch the airbags and brakes. The 2021 hyundai Santa Fe has fewer reports in those categories, so you'd be trading one set of weak spots for another.

On the dollars-and-cents side, total repair exposure across the top problem areas runs 1.3x higher on the 2021 toyota Camry. That's the number to keep in mind when you're pricing the deal — a $2,000 difference in purchase price disappears the first time you're staring at a transmission rebuild.

Bottom line: pick based on use case more than the spec sheet. If you tow heavy and don't want to think about it, that's one calculation. If you're a daily driver and want the cheapest path forward, that's another. Both of these will get you down the road. We're just telling you where each one is most likely to break.

— ProblemsByVin editorial team, drawing on the NHTSA data and shop experience.

Side-by-side by problem area

Category
2021 hyundai Santa Fe
2021 toyota Camry
airbags
No reports
74 reports
severe · ~$1,100
powertrain
48 reports
moderate · ~$2,500
11 reports
severe · ~$2,500
electrical
23 reports
severe · ~$850
7 reports
severe · ~$850
engine
14 reports
moderate · ~$3,100
6 reports
moderate · ~$3,100
visibility
12 reports
moderate · ~$350
4 reports
moderate · ~$350
brakes
4 reports
moderate · ~$450
10 reports
severe · ~$450
steering
No reports
4 reports
severe · ~$700
cruise control
3 reports
moderate · ~$600
No reports
seatbelts
3 reports
moderate · ~$500
No reports
body
No reports
3 reports
severe · ~$1,500

Common questions

Which is more reliable, the 2021 Hyundai Santa Fe or the 2021 Toyota Camry?

Based on the NHTSA data we track, the 2021 Toyota Camry comes out ahead with a reliability score of 3.8 versus 3.5. The margin is narrow, so the verdict could shift if you weight specific categories differently or factor in your own use case.

What goes wrong more often on the 2021 Hyundai Santa Fe?

Compared to the 2021 Toyota Camry, the 2021 Hyundai Santa Fe sees more reported issues in powertrain and electrical. That doesn't mean it's a bad truck — it means those are the categories worth budgeting for if you go that direction.

What goes wrong more often on the 2021 Toyota Camry?

Compared to the 2021 Hyundai Santa Fe, the 2021 Toyota Camry has more complaints in airbags and brakes. Whether that's a deal-breaker depends on the cost and severity — see the comparison table above for repair cost ranges.

Which has more recalls?

The 2021 Hyundai Santa Fe has more active recalls (3 vs 0). Total count is less important than severity, though — a vehicle with one critical recall and zero moderate ones is generally riskier than one with five moderate recalls.

Is an extended warranty worth it on either of these?

Both vehicles are out of factory bumper-to-bumper coverage at this point. Combined repair exposure across the top problem categories runs around $10,550 on the higher-risk vehicle. A quality service contract typically costs $1,800–3,500 over 3 years, so a single major failure usually pays for the contract. The math favors warranty coverage on whichever vehicle you choose, especially if you plan to keep it past 100,000 miles.

Related comparisons

Reliability scores, complaint counts, and severity ratings derived from the NHTSA public records database. "Repair exposure" is the sum of average independent-shop repair costs across each vehicle's tracked problem categories and is intended as a relative comparison, not an exact prediction. Editorial commentary auto-generated from the data and reviewed by ASE-certified contributors. Some links on this page are affiliate links.
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