Free. Instant. No signup. Pulls recalls and complaints for your exact vehicle.

Couldn't find that VIN. Check the digits and try again.

2020 chevrolet Malibu vs 2020 ford Fusion

Reliability comparison based on NHTSA recall and complaint records.

Synced 2026-04-29 Source: NHTSA public records Reviewed by ASE-certified contributors
Quick verdict
2020 Chevrolet Malibu and 2020 Ford Fusion are nearly tied on reliability data

2020 chevrolet Malibu

3.8/5
Reliability score
183 complaints
0 recalls (0 critical)
$10,500 repair exposure
vs

2020 ford Fusion

3.7/5
Reliability score
170 complaints
1 recalls (0 critical)
$10,000 repair exposure

Stories from the shop

Look, these two are running close enough that you'd be fine either way. Reliability scores are within rounding distance (3.8 for the 2020 chevrolet Malibu, 3.7 for the 2020 ford Fusion), and they've each got their own laundry list of weak spots. There's no clean winner here on the data alone.

If you're leaning 2020 chevrolet Malibu, know what you're getting into on electrical and brakes. Those categories have noticeably more complaints than what the 2020 ford Fusion sees, and they're not cheap items when they go.

Going with the 2020 ford Fusion? Watch the powertrain and engine. The 2020 chevrolet Malibu has fewer reports in those categories, so you'd be trading one set of weak spots for another.

Bottom line: pick based on use case more than the spec sheet. If you tow heavy and don't want to think about it, that's one calculation. If you're a daily driver and want the cheapest path forward, that's another. Both of these will get you down the road. We're just telling you where each one is most likely to break.

— ProblemsByVin editorial team, drawing on the NHTSA data and shop experience.

Side-by-side by problem area

Category
2020 chevrolet Malibu
2020 ford Fusion
powertrain
47 reports
moderate · ~$2,500
61 reports
moderate · ~$2,500
electrical
37 reports
moderate · ~$850
27 reports
severe · ~$850
engine
17 reports
moderate · ~$3,100
24 reports
moderate · ~$3,100
brakes
23 reports
severe · ~$450
5 reports
severe · ~$450
steering
13 reports
moderate · ~$700
9 reports
severe · ~$700
airbags
4 reports
critical · ~$1,100
4 reports
severe · ~$1,100
cruise control
7 reports
moderate · ~$600
No reports
fuel system
4 reports
moderate · ~$1,200
No reports
suspension
No reports
3 reports
moderate · ~$900
wheels
No reports
3 reports
moderate · ~$400

Common questions

Which is more reliable, the 2020 Chevrolet Malibu or the 2020 Ford Fusion?

It's close to a tie. Both vehicles score within 0.2 points on our reliability index (3.8 vs 3.7). At this margin, either choice is defensible — base your decision on the specific failure modes that matter to you.

What goes wrong more often on the 2020 Chevrolet Malibu?

Compared to the 2020 Ford Fusion, the 2020 Chevrolet Malibu sees more reported issues in electrical and brakes. That doesn't mean it's a bad truck — it means those are the categories worth budgeting for if you go that direction.

What goes wrong more often on the 2020 Ford Fusion?

Compared to the 2020 Chevrolet Malibu, the 2020 Ford Fusion has more complaints in powertrain and engine. Whether that's a deal-breaker depends on the cost and severity — see the comparison table above for repair cost ranges.

Which has more recalls?

The 2020 Ford Fusion has more active recalls (1 vs 0). Total count is less important than severity, though — a vehicle with one critical recall and zero moderate ones is generally riskier than one with five moderate recalls.

Is an extended warranty worth it on either of these?

Both vehicles are out of factory bumper-to-bumper coverage at this point. Combined repair exposure across the top problem categories runs around $10,500 on the higher-risk vehicle. A quality service contract typically costs $1,800–3,500 over 3 years, so a single major failure usually pays for the contract. The math favors warranty coverage on whichever vehicle you choose, especially if you plan to keep it past 100,000 miles.

Related comparisons

Reliability scores, complaint counts, and severity ratings derived from the NHTSA public records database. "Repair exposure" is the sum of average independent-shop repair costs across each vehicle's tracked problem categories and is intended as a relative comparison, not an exact prediction. Editorial commentary auto-generated from the data and reviewed by ASE-certified contributors. Some links on this page are affiliate links.
Get a free warranty quote →