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Cross-comparison · Comparison spans different vehicle types

2021 GMC Terrain vs 2021 Toyota RAV4

Reliability comparison based on NHTSA recall and complaint records.

Synced 2026-06-14 Source: NHTSA public records Reviewed by ASE-certified contributors
Quick verdict
The 2021 GMC Terrain edges this one on reliability data

Reliability data favors the 2021 GMC Terrain (4.2 versus 3.6). These vehicles aren't a typical head-to-head comparison, but if you're cross-shopping them, the data is what it is.

More reliable

2021 GMC Terrain

4.2/5
Reliability score
31 complaints
0 recalls (0 critical)
$6,900 repair exposure
vs

2021 Toyota RAV4

3.6/5
Reliability score
372 complaints
0 recalls (0 critical)
$14,050 repair exposure

Stories from the shop

The 2021 GMC Terrain edges this comparison on reliability data (4.2 versus 3.6). These aren't a typical head-to-head, but if you're cross-shopping them, the data is what it is.

Going with the 2021 Toyota RAV4? Watch the airbags and electrical. The 2021 GMC Terrain has fewer reports in those categories, so you'd be trading one set of weak spots for another.

On the dollars-and-cents side, total repair exposure across the top problem areas runs 2.0x higher on the 2021 Toyota RAV4. That's the number to keep in mind when you're pricing the deal — a $2,000 difference in purchase price disappears the first time you're staring at a transmission rebuild.

Bottom line: pick based on use case more than the spec sheet. If you tow heavy and don't want to think about it, that's one calculation. If you're a daily driver and want the cheapest path forward, that's another. Both of these will get you down the road. We're just telling you where each one is most likely to break.

— ProblemsByVin editorial team, drawing on the NHTSA data and shop experience.

Side-by-side by problem area

Category
2021 GMC Terrain
2021 Toyota RAV4
airbags
No reports
121 reports
severe · ~$1,100
electrical
5 reports
moderate · ~$850
37 reports
severe · ~$850
powertrain
7 reports
moderate · ~$2,500
16 reports
severe · ~$2,500
visibility
No reports
21 reports
moderate · ~$350
steering
No reports
20 reports
severe · ~$700
engine
4 reports
moderate · ~$3,100
15 reports
moderate · ~$3,100
body
No reports
16 reports
severe · ~$1,500
brakes
3 reports
severe · ~$450
12 reports
severe · ~$450

Common questions

Which is more reliable, the 2021 GMC Terrain or the 2021 Toyota RAV4?

Based on the NHTSA data we track, the 2021 GMC Terrain comes out ahead with a reliability score of 4.2 versus 3.6. The margin is clear, so the verdict could shift if you weight specific categories differently or factor in your own use case.

What goes wrong more often on the 2021 GMC Terrain?

On the categories we tracked, the 2021 GMC Terrain doesn't show meaningfully more complaints than the 2021 Toyota RAV4. Both have similar issue patterns.

What goes wrong more often on the 2021 Toyota RAV4?

Compared to the 2021 GMC Terrain, the 2021 Toyota RAV4 has more complaints in airbags and electrical. Whether that's a deal-breaker depends on the cost and severity — see the comparison table above for repair cost ranges.

Which has more recalls?

Both vehicles have 0 active recalls. Total recall count alone isn't a great signal — what matters is severity. See the recall counts by severity in the comparison table.

Is an extended warranty worth it on either of these?

Both vehicles are out of factory bumper-to-bumper coverage at this point. Combined repair exposure across the top problem categories runs around $14,050 on the higher-risk vehicle. A quality service contract typically costs $1,800–3,500 over 3 years, so a single major failure usually pays for the contract. The math favors warranty coverage on whichever vehicle you choose, especially if you plan to keep it past 100,000 miles.

Related comparisons

Reliability scores, complaint counts, and severity ratings derived from the NHTSA public records database. Verify each vehicle's federal record: 2021 GMC Terrain on NHTSA · 2021 Toyota RAV4 on NHTSA. "Repair exposure" is the sum of average independent-shop repair costs across each vehicle's tracked problem categories and is intended as a relative comparison, not an exact prediction. Editorial commentary written by ProblemsByVin contributors and reviewed by ASE-certified mechanics. Some links on this page are affiliate links.
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