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Direct rivals · Direct rivals in the midsize sedan segment

2020 Chevrolet Malibu vs 2020 Toyota Camry

Reliability comparison based on NHTSA recall and complaint records.

Synced 2026-06-14 Source: NHTSA public records Reviewed by ASE-certified contributors
Quick verdict
2020 Chevrolet Malibu and 2020 Toyota Camry are nearly tied on reliability data

Two direct rivals running close on the data. Reliability scores are within rounding distance (3.7 versus 3.7), and both have similar complaint patterns. At this margin, choose based on what specifically matters to your use case rather than overall scoring.

2020 Chevrolet Malibu

3.7/5
Reliability score
188 complaints
0 recalls (0 critical)
$10,500 repair exposure
vs

2020 Toyota Camry

3.7/5
Reliability score
260 complaints
0 recalls (0 critical)
$11,800 repair exposure

Stories from the shop

Direct rivals running close enough that you'd be fine either way. Reliability scores within rounding distance (3.7 for the 2020 Chevrolet Malibu, 3.7 for the 2020 Toyota Camry). When two vehicles in the same segment land this close, the data alone won't pick a winner.

If you lean 2020 Chevrolet Malibu, know what you're getting into on powertrain and brakes. Those categories have noticeably more complaints than the 2020 Toyota Camry sees, and they're not cheap items when they go.

Going with the 2020 Toyota Camry? Watch the electrical and engine. The 2020 Chevrolet Malibu has fewer reports in those categories, so you'd be trading one set of weak spots for another.

Bottom line: pick based on use case more than the spec sheet. If you tow heavy and don't want to think about it, that's one calculation. If you're a daily driver and want the cheapest path forward, that's another. Both of these will get you down the road. We're just telling you where each one is most likely to break.

— ProblemsByVin editorial team, drawing on the NHTSA data and shop experience.

Side-by-side by problem area

Category
2020 Chevrolet Malibu
2020 Toyota Camry
electrical
38 reports
moderate · ~$850
57 reports
moderate · ~$850
powertrain
48 reports
moderate · ~$2,500
28 reports
severe · ~$2,500
engine
17 reports
moderate · ~$3,100
33 reports
moderate · ~$3,100
airbags
4 reports
critical · ~$1,100
45 reports
severe · ~$1,100
brakes
25 reports
severe · ~$450
7 reports
severe · ~$450
cruise control
7 reports
moderate · ~$600
7 reports
severe · ~$600
steering
13 reports
moderate · ~$700
No reports
visibility
No reports
11 reports
moderate · ~$350
seatbelts
No reports
5 reports
moderate · ~$500
fuel system
4 reports
moderate · ~$1,200
No reports

Common questions

Which is more reliable, the 2020 Chevrolet Malibu or the 2020 Toyota Camry?

It's close to a tie. Both vehicles score within 0.2 points on our reliability index (3.7 vs 3.7). At this margin, either choice is defensible — base your decision on the specific failure modes that matter to you.

What goes wrong more often on the 2020 Chevrolet Malibu?

Compared to the 2020 Toyota Camry, the 2020 Chevrolet Malibu sees more reported issues in powertrain and brakes. That doesn't mean it's a bad truck — it means those are the categories worth budgeting for if you go that direction.

What goes wrong more often on the 2020 Toyota Camry?

Compared to the 2020 Chevrolet Malibu, the 2020 Toyota Camry has more complaints in electrical and engine. Whether that's a deal-breaker depends on the cost and severity — see the comparison table above for repair cost ranges.

Which has more recalls?

Both vehicles have 0 active recalls. Total recall count alone isn't a great signal — what matters is severity. See the recall counts by severity in the comparison table.

Is an extended warranty worth it on either of these?

Both vehicles are out of factory bumper-to-bumper coverage at this point. Combined repair exposure across the top problem categories runs around $11,800 on the higher-risk vehicle. A quality service contract typically costs $1,800–3,500 over 3 years, so a single major failure usually pays for the contract. The math favors warranty coverage on whichever vehicle you choose, especially if you plan to keep it past 100,000 miles.

Related comparisons

Reliability scores, complaint counts, and severity ratings derived from the NHTSA public records database. Verify each vehicle's federal record: 2020 Chevrolet Malibu on NHTSA · 2020 Toyota Camry on NHTSA. "Repair exposure" is the sum of average independent-shop repair costs across each vehicle's tracked problem categories and is intended as a relative comparison, not an exact prediction. Editorial commentary written by ProblemsByVin contributors and reviewed by ASE-certified mechanics. Some links on this page are affiliate links.
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